Homes · Rentals · Taxes · Zoning · Permits · Schools · Commuting

Garfield Real Estate & Housing

A dense mix of one- and two-family homes, multifamily buildings, apartments and newer redevelopment. Renters make up a majority of occupied units, so occupancy and rental compliance are especially important.

Buyers, sellers, landlords and renters should treat municipal requirements, property taxes, zoning, permits and flood/stormwater conditions as parcel-specific due-diligence items rather than assumptions based on neighborhood.

Property guide, not live inventory: NJTGO does not publish temporary active homes or asking prices as permanent town-guide content. Census values below are housing-profile statistics, not current listing prices or appraisals.

Garfield housing profile

$475,500Median owner-occupied valueCensus 2020–2024
$1,688Median gross rentCensus 2020–2024
44.7%Owner-occupied unitsCensus 2020–2024
28.0 minMean commuteCensus 2020–2024

Housing character

A dense mix of one- and two-family homes, multifamily buildings, apartments and newer redevelopment. Renters make up a majority of occupied units, so occupancy and rental compliance are especially important.

Neighborhood fit

Consider housing type, lot/building form, school assignment, transit access and proximity to commercial corridors.

Condition & permits

Confirm permits and certificates for additions, finished spaces, decks, mechanical work and prior alterations.

Insurance

Flood, stormwater, tree, sewer/septic and other insurance considerations vary by parcel and municipality.

Attorney / title review

New Jersey transactions benefit from property-specific legal, title and municipal due diligence.

Property taxes & assessment

Property taxes should be reviewed using the current municipal tax-assessor and tax-collector records for the specific block and lot. Do not estimate a future bill solely from a seller’s current tax amount.

Assessment reminder: renovations, reassessments, exemptions and municipal/county/school tax rates can change the effective tax burden. Verify current records before relying on any figure.

Zoning, permits & occupancy

Garfield requires close attention to certificates and inspections when property ownership or occupancy changes. City building/housing resources publish current Certificate of Continued Occupancy and dwelling-certificate procedures; applicants should use the current form and fee schedule.

Rentals & landlord considerations

Because Garfield has a large rental population, owners and tenants should pay particular attention to dwelling certificates, occupancy inspections, registration and current city housing requirements.

Flood, drainage & environmental review

Flood risk and stormwater conditions are property-specific. Review FEMA mapping, municipal engineering information, drainage history, insurance requirements and the physical site rather than assuming an entire neighborhood has the same risk.

Schools & commuting

Garfield and Plauderville rail stations are important location variables for commuters using the Bergen County Line.

Local real-estate professionals

NJTGO can feature licensed real-estate agents, attorneys, inspectors, mortgage professionals, contractors, movers and property-service businesses through paid enhanced placement. Basic references do not include free private website links.

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Garfield Census, zoning, housing and municipal information was reviewed in September 2026. Property rules and market conditions change; verify parcel-specific and transaction-specific details with the municipality and qualified professionals.