Homes · Rentals · Taxes · Zoning · Permits · Schools · Commuting
Garfield Real Estate & Housing
A dense mix of one- and two-family homes, multifamily buildings, apartments and newer redevelopment. Renters make up a majority of occupied units, so occupancy and rental compliance are especially important.
Buyers, sellers, landlords and renters should treat municipal requirements, property taxes, zoning, permits and flood/stormwater conditions as parcel-specific due-diligence items rather than assumptions based on neighborhood.
Garfield housing profile
Housing character
A dense mix of one- and two-family homes, multifamily buildings, apartments and newer redevelopment. Renters make up a majority of occupied units, so occupancy and rental compliance are especially important.
Consider housing type, lot/building form, school assignment, transit access and proximity to commercial corridors.
Confirm permits and certificates for additions, finished spaces, decks, mechanical work and prior alterations.
Flood, stormwater, tree, sewer/septic and other insurance considerations vary by parcel and municipality.
New Jersey transactions benefit from property-specific legal, title and municipal due diligence.
Property taxes & assessment
Property taxes should be reviewed using the current municipal tax-assessor and tax-collector records for the specific block and lot. Do not estimate a future bill solely from a seller’s current tax amount.
Zoning, permits & occupancy
Garfield requires close attention to certificates and inspections when property ownership or occupancy changes. City building/housing resources publish current Certificate of Continued Occupancy and dwelling-certificate procedures; applicants should use the current form and fee schedule.
Rentals & landlord considerations
Because Garfield has a large rental population, owners and tenants should pay particular attention to dwelling certificates, occupancy inspections, registration and current city housing requirements.
Flood, drainage & environmental review
Flood risk and stormwater conditions are property-specific. Review FEMA mapping, municipal engineering information, drainage history, insurance requirements and the physical site rather than assuming an entire neighborhood has the same risk.
Schools & commuting
Garfield and Plauderville rail stations are important location variables for commuters using the Bergen County Line.
Local real-estate professionals
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Advertising & Enhanced ListingsGarfield Census, zoning, housing and municipal information was reviewed in September 2026. Property rules and market conditions change; verify parcel-specific and transaction-specific details with the municipality and qualified professionals.